Privacy Policy

Introduction

At TeresaInsures, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

By using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

Information We Collect

Personal Information

We collect information that you provide directly to us, including:

• Name, email address, phone number, and mailing address
• Date of birth and Social Security Number (when required for insurance applications)
• Driver's license information (for auto insurance)
• Health information (for health and life insurance)
• Financial information (for payment processing)
• Employment and income information

Automatically Collected Information

When you access our website, we automatically collect certain information, including:

• IP address and device information
• Browser type and operating system
• Pages visited and time spent on our website
• Referring website addresses
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for the following purposes:

• Providing insurance quotes and processing applications
• Communicating with you about your policies and claims
• Processing payments and managing your account
• Improving our website and services
• Complying with legal obligations and regulatory requirements
• Detecting and preventing fraud
• Sending you marketing communications (with your consent)
• Analyzing usage trends and preferences

Information Sharing

We may share your information in the following circumstances:

Insurance Carriers and Partners

We share your information with insurance carriers to obtain quotes, process applications, and manage your policies. These companies are required to maintain the confidentiality of your information.

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer service.

Legal Requirements

We may disclose your information when required by law, court order, or governmental authority, or to protect our rights and safety.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL encryption for data transmission
• Secure servers and databases
• Regular security audits and assessments
• Employee training on data protection
• Access controls and authentication procedures

While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:

• Remember your preferences and settings
• Understand how you use our website
• Improve website functionality and performance
• Deliver personalized content and advertisements

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your information (subject to legal requirements)
• Opt-Out: Opt out of marketing communications
• Data Portability: Request a copy of your information in a portable format

To exercise these rights, please contact us at [email protected] or call +1 (620) 620-5142.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately so we can delete it.

California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising CCPA rights

As stated above, TeresaInsures does not sell personal information.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

• Email: [email protected]
• Phone: +1 (620) 620-5142
• Address: 1632 E 23rd Ave, Hutchinson KS 67501