Please read these terms carefully before using our services
Welcome to TeresaInsures. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our services.
These terms apply to all visitors, users, and others who access or use the TeresaInsures website and related services.
You must be at least 18 years old to use our services. By using TeresaInsures, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for:
TeresaInsures acts as an insurance agency and broker, providing access to insurance products from various carriers. We do not underwrite insurance policies directly.
Insurance quotes provided through our website are estimates based on the information you provide. Final premiums may vary based on underwriting review and additional information required by insurance carriers.
All insurance policies are subject to the terms, conditions, and exclusions of the insurance carrier. We encourage you to carefully review all policy documents provided by your insurer.
The TeresaInsures website and its original content, features, and functionality are owned by TeresaInsures and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without express written permission.
You agree not to engage in any of the following prohibited activities:
Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
To the fullest extent permitted by law, TeresaInsures shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
Our website may contain links to third-party websites or services that are not owned or controlled by TeresaInsures. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.
We strongly advise you to review the terms and privacy policies of any third-party sites you visit.
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms and Conditions.
Upon termination, your right to use our services will immediately cease. All provisions of these terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the State of Kansas, United States, without regard to its conflict of law provisions.
Any disputes arising from these terms or your use of our services shall be resolved in the courts located in Reno County, Kansas.
We reserve the right to modify or replace these Terms and Conditions at any time at our sole discretion. We will provide notice of any material changes by posting the new terms on this page and updating the "Last Updated" date.
Your continued use of our services after any changes constitute acceptance of those changes. We encourage you to review these terms periodically.
If you have any questions about these Terms and Conditions, please contact us: